
Advantages of Retiring
in
Panama
Exclusive Benefits for Retirees and Pensioners
Warm climate all year round
Affordable, high-quality healthcare
Tax exemptions for retired residents
Thriving expat community
Retirement Visa Options
in Panama's Tropics
Panama is the perfect place to enjoy your golden years. Explore the various visa options available for retiring in the tropics.

Panama offers retirees a combination of affordability, modern amenities, and an exceptional quality of life. Whether you’re seeking adventure, relaxation, or smart investment opportunities, Panama has it all.

A Haven for Expats and Retirees
Panama has emerged as one of the most attractive destinations for retirees and expats from the U.S. and Europe. With economic growth, political stability, and strategic location, it offers exceptional opportunities for living and investing. Here’s why Panama should be your top choice:
- Economic Growth: With consistent GDP growth of 4-6%, Panama boasts one of Latin America’s strongest economies.
- Political Stability: A democratic system and solid legal framework ensure a secure environment for residents and investors.
- Strategic Location: The Panama Canal makes it a global hub, connecting North and South America and boosting international trade.
- Tax Incentives: Generous tax breaks are available, particularly for real estate investments and tourism projects.
- World-Class Infrastructure: Panama offers modern infrastructure, including reliable public services, a metro system, and excellent telecommunications.
- Affordable Living: Panama’s housing costs are significantly lower compared to global averages, making it a cost-effective option.
- Adaptability: Ranked 7th globally for ease of integration, Panama is welcoming to retirees and offers a vibrant expat community.
Panama’s Pensionado Program is one of the world’s most attractive retirement programs, offering the following benefits:
– 50% off entertainment (cinemas, theaters, concerts, etc.).
– 30%-50% discounts on hotel stays.
– 25% off domestic airfare.
– Discounts on medical services, hospital bills, and medications.
– 15%-25% off dining at restaurants.
– Reduced utility bills (electricity, water, phone, and more).
– Tax exemptions on importing household goods and purchasing vehicles locally.
- Panama City: The vibrant capital offers luxury living, excellent healthcare, and international connections.
- Boquete: Nestled in the highlands, it’s known for its cool climate, lush greenery, and strong expat community.
- Beach Destinations (Playa Blanca, Playa Bonita): Perfect for vacation homes and tourism investments.
- El Valle de Antón: A picturesque mountain town with stunning scenery and a tranquil atmosphere.
Simple and Transparent Retirement Visa Process
Our team ensures a seamless transition to your
Caribbean retirement lifestyle.
Client Testimonials from
Panama's Tropics

I'm Dr. Martin Zizi. I first became interested in Panama through Living International. When I arrived there I did not know how to navigate the process of buying a condo, getting my residency and open a bank account. Fortunately, as soon as I arrived, a friend pointed me to Hassim, who became my lawyer and helped me navigate the process of not becoming a permanent resident but also helped me open a bank account the first time I came to Panama. Hassim, not only knows how to relate to people but is extremely cordial and make you feel at ease going to the process. First, he helped me close on the first property I purchased in Panama and he made the process of getting my residency looks quite simple. He took care of everything while I was in the USA. I'm so grateful for using his services and I have referred a number of friends and family members to him, considering that he knows the system inside and out and the fact that he knows so well how to relate to people. Finally, His price for all these service was quite affordable as well. Thank you, Hassim for being you.
Contact Us for More Information About Retiring in Panama
Ready to Retire in the Tropics?
Contact us and let us guide you through the process of obtaining your Retirement Visa in Panama.